¹Dadang Saepudin, ²Hasan Bisri, ³Ending Solehudin, ⁴Jaenudin

¹Faculty of Islamic Economics and Business, Universitas Suryakancana, Indonesia,
^2,3,4Graduate School, State Islamic University of Sunan Gunung Djati Bandung, Indonesia,

DOI : https://doi.org/10.47191/ijsshr/v7-i05-127

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ABSTRACT

This research analyzes the Financial Services Authority Regulation (POJK) Number 77/PJOK.01/2016 as the legal basis for sharia P2PL fintech in reviewing Islamic law. This research uses a qualitative approach through normative juridical methods. The research results show that Financial Services Authority Regulation Number 77/PJOK.01/2016 needs to be revised to serve as the legal basis for sharia P2PL. Even though there was a fatwa from the National Sharia Council-Indonesian Ulema Council (DSN-MUI) in 2018, this caused legal confusion. This research concludes that special regulations are needed to regulate Sharia P2PL fintech.

KEYWORDS:

Fintech, P2PL sharia, Islamic law.

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Volume 07 Issue 05 May 2024