¹Rizqi Yusuf Akbari, ²Bambang Eko Turisno

^1,2Master of Law, Faculty of Law, Universitas Diponegoro

DOI : https://doi.org/10.47191/ijsshr/v7-i06-81

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ABSTRACT

Insurance is one way of anticipating risk. Insurance function is ensures risks. However, sometimes insurance companies fail to pay so they cannot fulfill their ability to pay their debts to the policy owner, as experienced by Inc. Insurance Jiwasraya. This legal research aims to determine the arrangements for payment of insurance companies debts to insurance policy holders in Delaying Debt Payment Obligations.The Method used in this legal research is a normative juridical approach. The technique of data collection is done by library research. From the results of the research conducted, it was found that debt restructuring arrangements are regulated in Article 222-294 of Law No.37 of 2004 concerning Bankruptcy and Suspension of Payment but are not regulated in detail. The settlement through this Suspension of Payment is discussing the peace plan with a debt restructuring pattern, one of which can be done by rescheduling or reconditioning.

KEYWORDS:

Debt Restructuring; Suspension of Payment; Insurance

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Volume 07 Issue 06 June 2024