¹Ricky Yosua Christian, ²Arrisman

¹Master of Law Program, Faculty of Law, State University of Veteran Jakarta

²Lecturer of Postgraduate Masters in Law, State University of Veteran Jakarta

DOI : https://doi.org/10.47191/ijsshr/v4-i7-35

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ABSTRACT

The main discussion in this research is about the implementation of Fintech in Indonesia, especially for Peer to Peer Lending. People who still feel unfamiliar with technology-based lending and borrowing transactions can cause problems. Problems that arise include, among others, how to protect the law and how to resolve if there is a default according to the Financial Services Authority Regulation Number: 77/POJK.01/2016. This study uses a normative research method that collects primary legal sources, namely legislation, and secondary legal sources, in the form of books, journals, and other articles related to this research. The stage used in this research is library research and field research.

Keywords

Legal Protection, Peer to Peer Lending

REFERENCES

Books:
1) Hariyani Iswi, and Serfiyani YustitiaCita, Indonesian Legislation Journal file://C/Users/User/Downloads/50-108-1-SM.pdf, Accessed on June 10, 2021, at 13:00 WIB

2) Hadjon, Philipus M, Legal Protection for the People in Indonesia. A Study on the Principles for Handling by Courts in General Courts and the Establishment of State Administrative Courts, PT Bina Ilmu, Surabaya, 1987, p 25

3) Hermansyah, Indonesian National Banking Law, Kencana Prenada Media Group, Jakarta, 2014, p. ix
Websites:
1) Compass, this is how to distinguish Fintech peer to peer lending from payday loans, https://economy.kompas.com/read/2018/03/09/205533926/ini-cara-mebedakan-fintech-peer-to-peer-lending-dengan-payday-loan. accessed on March 11, 2021. At 16:04 WIB

2) Investree, identify the types and benefits, https://www.investree.id/blog/peer-to-peer-lending/Fintech-menurut-bank-indonesia-kenali-type-dan-benefits. accessed on March 13, 2021. At 14:29 WIB

3) Koinworks, know about peer to peer lending, https://koinworks.com/blog/ketahui-about-peer-peer-lending/, accessed on March 13, 2021. At 16:02 WIB
Legislation:
1. Financial Services Authority Regulation Number 77/POJK.01/2016 concerning Information Technology-Based Lending and Borrowing Services

VOlUME 04 ISSUE 07 JULY 2021